Welcome to 3288 Minnow Creek, Hernando Beach - seller is willing to consider owner financing - a true boater's paradise offering direct Gulf access, a private dock, and an 8,000 lb boat lift. This 3-bedroom, 2-bath coastal home is being offered fully furnished, providing a turnkey opportunity for immediate enjoyment or rental use. Inside, the home features a bright, open floor plan with tile flooring throughout, crown molding, and spacious living and dining areas designed for easy entertaining. The updated kitchen showcases white shaker cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and modern pendant lighting - perfect for gathering after a day on the water. The split-bedroom layout offers privacy, with a comfortable primary suite and two additional bedrooms ideal for guests, family, or a home office. Both bathrooms are well maintained and updated. Step outside and enjoy quick, unobstructed boating access to the Gulf of Mexico, with your private dock and 8,000 lb boat lift ready for your vessel. Spend your days cruising the canals, fishing, kayaking, or heading out to nearby waterfront restaurants and open waters. Ideal as a full-time waterfront residence, vacation getaway, or income-producing rental, this property combines lifestyle, convenience, and location in one of Hernando Beach's most desirable boating communities. No HOA. Fully furnished. Bring your boat and start living the waterfront dream. Schedule your private showing today. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.