Assumable 3.8% Mortgage for Qualified Buyer. On nearly 120 feet of waterfront along a wide canal, this Apollo Beach home is defined by what matters most in coastal ownership, a new seawall, a new tile roof and an exceptional dock setup designed for effortless boating. From the rear of the home, 25 water-facing windows frame the canal and capture almost daily dolphin and manatee sightings directly from the home. The property includes a private dock and 10,000-pound lift for easy, turnkey access to open water. Inside, a light-filled, functional layout offers a multitude of water views, 9-foot ceilings and crown molding throughout the home. Formal living and dining rooms, a central kitchen, family room, and casual dining area provide a strong foundation for everyday living and entertaining. The private primary suite features two walk-in closets and an en-suite bath. Upstairs, a full bedroom suite with private bath, two additional bedrooms, another full bath, three separate private balconies, and a flexible bonus room provide space for guests, work, media or fitness. Outdoor living extends to the screened lanai and private pool, while the location adds another layer of everyday appeal and just a short walk to Apollo Beach Park, with a splash pad, dog park, playground, pickleball, tennis and basketball courts, fitness area and skate park. With no mandatory HOA or CDD, this is a rare opportunity to own a well-positioned waterfront home where the major capital improvements are complete, offering added peace of mind from day one.