One or more photo(s) has been virtually staged. RARE OPPORTUNITY TO SECURE A LOW-INTEREST 4.375% ASSUMABLE FHA LOAN WITH LOW QUARTERLY HOA FEES AND AN AFFORDABLE MONTHLY PAYMENT! Welcome to Ballantrae, a highly sought-after master-planned community in Land O' Lakes offering resort-style amenities, convenience, and exceptional value. This spacious 4-bedroom, 3-bathroom all-block home with a bonus loft features a versatile and thoughtfully designed layout ideal for modern living. The open-concept kitchen is equipped with stainless steel appliances and overlooks the family room, making it perfect for both entertaining and everyday comfort. The second floor offers a large loft along with a private bedroom and full bathroom, making it ideal for guests, multigenerational living, or a potential in-law suite, while the loft itself can serve as a home office, media room, playroom, fitness area, or additional lounge. Step outside to enjoy the covered back patio and an expansive pool-size backyard fully enclosed by a white vinyl fence, offering privacy and endless possibilities for outdoor living. A new roof will be installed prior to closing, and the HVAC system was replaced in 2020 for added peace of mind. Located in Flood Zone X, where flood insurance is not required by lenders, this home provides additional value and cost savings. Spanning approximately 436 acres, the Ballantrae community features six villages and outstanding amenities including a clubhouse, resort-style pool, parks, playgrounds, tennis and basketball courts, scenic ponds, conservation areas, and beautifully maintained green spaces. The HOA helps preserve the quality and value of the neighborhood by enforcing deed restrictions, and benefits include basic cable service and Internet for ADDITIONAL COST SAVINGS, while the Community Development District (CDD) maintains community infrastructure such as amenities, street lighting, stormwater systems, landscaping, and common areas. Ideally located along State Road 54, Ballantrae is just 1.5 miles from the Suncoast Parkway, approximately 7 miles from I-75, and about 15 minutes from Tampa International Airport, with convenient access to top-rated schools, shopping, dining, the Westshore Business District, and Downtown Tampa.