*2.25 ASSUMABLE LOAN* 2021-BUILT TOWNHOME WITH 4-CAR GARAGE, SCREENED BALCONY, FENCED BACKYARD & NO REAR NEIGHBORS IN A GATED COMMUNITY NEAR GANDY BLVD Built in 2021, this 3-bedroom plus den, 2.5 bath townhome offers 2,310 heated square feet in a central Tampa Bay location with easy access to Tampa, Downtown St Petersburg, and Clearwater. An assumable loan at 2.25% rate is available to qualified buyers, offering a massive financing advantage in today's market. HOA is only $432/month. Flood insurance costs $612/year. The main living area is elevated above the garage and features an open floor plan with high ceilings and a screened and covered balcony off the living room overlooking a private wooded setting with no rear neighbors. The den on the main level offers flexibility for a dedicated home office, den, or additional living space. Interior features include crown molding, custom closets, Cat5 cabling throughout, and wiring for high-speed internet. The kitchen is designed for both daily use and entertaining, with a large island with built-in pop-up outlets, reverse osmosis water filtration, a wine refrigerator, and a connection to the whole home water filtration system. Concrete firewalls between residences provide added sound separation. The oversized garage with storage can accommodate up to four vehicles and offers flexibility for a workshop, gym, or hobby space. It includes a 36,000 BTU mini split system, insulated garage door, overhead storage racks, and a 50-amp outlet suitable for EV charging. Outdoor features include a fenced backyard with no rear neighbors and an open patio space. Riviera Place is soon to be gated community with sidewalks and a community pool. Located near Gandy Boulevard with convenient access to everyday shopping including Publix, Target, Home Goods, and Starbucks, as well as nearby Weedon Island Preserve with kayak trails, boardwalks, and nature paths along Tampa Bay. This property is also positioned near the Amara Bay Residences and Marina redevelopment at 12000 Gandy Blvd N, where construction began in 2024 and includes 415 luxury apartments and townhomes, a 150 slip marina, an 8,000 square foot waterfront restaurant, and a three quarter mile boardwalk with fitness trails. Mattamy Homes has also acquired 53 townhome sites nearby with pricing anticipated to start in the 700,000s, supporting long term value and future growth in the area.