* SELLER OFFERED A RATE BUY DOWN* Rare Island Estates waterfront single-family opportunity with deep-water dock and prime boating access. This well-maintained 3-bedroom, 2-bath residence offers the rare combination of updated systems, private dockage, and a location just minutes from Clearwater Beach. Designed for the Florida coastal lifestyle, the property features a private boat deck with a 10,000-lb lift, separate jet ski lift, and generous docking space - ideal for boating enthusiasts seeking immediate water access. Whether used as a primary residence, second home, or waterfront investment, the dock infrastructure delivers exceptional flexibility and long-term value. Inside, the open floor plan creates seamless flow between living, dining, and kitchen areas, enhanced by tile flooring throughout for durability and low maintenance. Large windows frame tranquil water views and bring in natural light, while the layout supports both everyday living and entertaining. Step outdoors to a saltwater pool with heated spa, creating a private backyard retreat overlooking the water. The setting offers both relaxation and the ability to host gatherings with ease. Major updates provide peace of mind, including: o Roof replaced in 2019 o Gas tankless water heater installed in 2020 o Boat deck rebuilt in 2023 o New AC system installed in 2025 Located in the desirable Island Estates community, residents enjoy a quiet waterfront neighborhood atmosphere while remaining just minutes from Clearwater Beach, dining, shopping, and local amenities. Opportunities to secure updated waterfront property with lift-equipped dockage in this location are limited. Schedule your private showing and experience the lifestyle firsthand. The seller has limited knowledge of the property's current condition as it has been used primarily as a seasonal residence. Buyer must independently verify all measurements, specifications, and property details. Schedule your private showing to explore this waterfront opportunity.Boat available for sale:2019 Pursuit 288S Twin 300 Yamaha White outboard 30' and 850 Hours