THIS HOME QUALIFIES FOR 100% FINANCING. Welcome to this fantastic 3 bedroom, 2 bath home located in the desirable Bayou Estates community of Palmetto, built in 1994 and beautifully maintained throughout. Situated on an oversized corner lot just under 8,000 sq. ft. with tranquil pond frontage, this turnkey residence offers the perfect blend of comfort, functionality, and Florida charm. The property features a spacious two-car garage, a large detached shed, and ample space for a boat or trailer, making it ideal for outdoor and recreational enthusiasts. Enjoy peaceful water views from the expansive 16x20 screened-in lanai or host gatherings on the huge outdoor patio, perfect for entertaining. Inside, the home showcases soaring ceilings, luxury vinyl flooring, and an open, airy layout. The updated kitchen features white shaker soft-close cabinetry, a large pantry, stainless steel appliances, and a convenient pass-through to the dining area. The generous primary suite includes a walk-in closet and a stylish barn door leading to the private ensuite bath. Additional upgrades include newer windows, a newer AC system with UV light, hurricane shutters, and updated interior and exterior paint. Located in a quiet, well-kept neighborhood just off the shoreline of Terra Ceia Bay, this home is not in a flood zone and benefits from a very low HOA fee of only $25 per month. Enjoy nearby boating, fishing, kayaking, nature preserves, scenic waterfront dining, and easy access to Bradenton, Sarasota, beaches, golf courses, shopping, and cultural attractions. With abundant indoor and outdoor space and an unbeatable location, this exceptional home delivers the Florida lifestyle you've been looking for-schedule your private tour today!