POOL HOME! 0% DOWN FINANCING ELIGIBLE! Experience refined luxury living in the prestigious guard-gated community of Lake Jovita. This exceptional 4-bedroom plus office, 3.5-bath residence plus in-ground swimming pool and 2-car attached garage offers over 3,200 square feet of elegant design and modern comfort. From the moment you enter, soaring 13-foot ceilings and expansive open living spaces create a light-filled, sophisticated atmosphere enhanced by high-end designer finishes throughout. The gourmet kitchen is a chef's dream, thoughtfully designed with premium features and seamless flow into the spacious great room, highlighted by a striking fireplace wall, custom built-ins, and motorized blinds, perfect for both entertaining and everyday living. The luxurious primary suite is a private retreat featuring tray ceilings, dual walk-in closets, a spa-inspired bath with soaking tub, walk-in shower, and bidet. Step outside to your own private backyard oasis with a screened lanai, sparkling saltwater pool and spa, and lush tropical landscaping: ideal for enjoying Florida living year-round. Additional highlights include an oversized laundry room, two-car garage, and convenient access to major roadways, shopping, dining, and everyday essentials. Seller financing and private financing available. 0% down payment financing options available through USDA. Do not wait, this exceptional home will not last long!