**ELIGIBLE FOR 100% (no downpayment) USDA FINANCING**Why wait to build when you can move right into this NEARLY NEW 2023 home in the sought-after Hammock Reserve community of Haines City. This beautifully maintained 4-bedroom, 2-bath single-story residence offers modern finishes, an OPEN-CONCEPT DESIGN, and an UNBEATABLE LOCATION-just under a mile from Highway 27 and close to Davenport School of the Arts. From the moment you arrive, you'll appreciate the PAVER DRIVEWAY AND WALKWAY, as well as the welcoming covered front patio that create charming curb appeal. Inside, the OPEN FLOOR PLAN seamlessly connects the Living room, Dining area, and Kitchen-perfect for everyday living and entertaining. CERAMIC TILE FLOORING runs throughout the main living areas for a clean, modern look and easy maintenance, while a stylish ceiling fan adds a contemporary touch to the Living Room. Sliding glass doors lead to a cozy patio and backyard-ideal for grilling or relaxing outdoors. The heart of the home is the STUNNING KITCHEN, featuring sleek QUARTZ COUNTERTOPS, crisp white cabinetry, stainless steel appliances, a spacious pantry closet, and a large center island with breakfast bar seating-perfect for casual dining and gathering with family and friends. The private Primary Suite offers a PEACEFUL RETREAT with a well-appointed en-suite bath complete with dual sinks, a step-in shower, and a private water closet. A GENEROUS 11x8 WALK-IN CLOSET completes the Primary en suite. Three additional bedrooms-each comfortably sized and carpeted-share a full bath with a shower/tub combination. A CONVENIENT LAUNDRY ROOM near the kitchen includes a STORAGE BUMP-OUT, and an additional hall linen closet nearby provides extra organization. With a LOW HOA, residents of Hammock Reserve enjoy access to community amenities including a RESORT-STYLE POOL, playground, and dog park-perfect for fun and relaxation close to home. Location is everything, and this home delivers. You're JUST MINUTES from Posner Park, Lake Eva Community Park, and world-famous Central Florida attractions, theme parks, and entertainment. Enjoy effortless commuting with EASY ACCESS to Highway 27 and I-4, making trips to Orlando or Tampa quick and convenient. This MOVE-IN-READY home offers the perfect combination of modern style, everyday comfort, and convenience. Schedule your private showing today and discover why Hammock Reserve is one of Haines City's FASTEST-GROWING COMMUNITIES!