3.99% assumable mortgage available for qualified buyers - a rare opportunity in today's 6%+ interest rate market offering the potential for substantial monthly savings and increased purchasing power. Fully furnished and move-in ready, this 3-bedroom, 2-bath villa offers 1,630 SqFt of comfortable, maintenance-free living in a prime Sarasota location, making it an excellent option for full-time living, seasonal use, or long-term rental potential. Designed for easy everyday living, the home features a bright and versatile Florida Room that adds flexible space for relaxing, entertaining, or working from home. The thoughtful layout provides both openness and privacy while offering the low-maintenance Florida lifestyle many buyers seek. Major system updates provide peace of mind, including a whole-home water filtration system (2016), hurricane shutters on all openings, and an accordion shutter for the sliders offering added storm protection and potential insurance savings. The kitchen was refreshed with new appliances (2020), complemented by updated light fixtures and new tile flooring in the owner's suite. The garage becomes a true extension of the home with an epoxy garage floor (2022), creating a clean, finished space alongside the dedicated laundry area featuring a new washer and dryer (2022). Enjoy maintenance-free living with an HOA that covers exterior maintenance (repairs and grounds) and pest control. The community pool is just a short distance away, and Palm Aire Country Club is minutes from your door, offering optional golf, pickleball, dining, and social memberships.Outdoor recreation and everyday convenience are close by, with Conservatory Park and Nathan Benderson Park nearby. You're also approximately 10 minutes from Sarasota-Bradenton International Airport and The Mall at University Town Center, offering endless dining, shopping, and easy access to Sarasota's world-famous Gulf beaches. A move-in ready villa combining comfort, thoughtful updates, financial flexibility, and an outstanding location - designed for easy Florida living from day one.