Opportunity awaits in the heart of St. James City! This 2-bedroom, 2-bath home offers 1,361 sq ft of living space and is perfectly situated on an oversized .31-acre canal-front lot, an ideal setting for boating enthusiasts and those seeking the laid-back island lifestyle. The home has been taken down to the studs and is ready for your vision and renovation. Whether you're looking to create a custom primary residence, seasonal retreat, or investment property, this blank slate provides endless potential to design exactly what you want. Enjoy direct canal access with the possibility of adding a dock or lift and take advantage of the generous lot size with room to expand, add outdoor living spaces, or store your toys. Located in a peaceful waterfront community known for fishing, boating, and natural beauty, yet still convenient to local dining, amenities and a short boat ride out to the intracoastal waterway and Gulf of Mexico. Bring your contractor and imagination, this is your chance to transform a canal-front property into your own piece of paradise! Seller Pays: Buyer uses Premium Title Services, the seller's preferred title partner and closing agent. This lets the buyer bypass the title insurance fee, related search costs and reduced escrow/settlement fees, since the seller will cover those charges. The average charges for title search and insurance is $1225 & escrow/settlement fees is $875, resulting in an overall savings of ~$1660 for buyers, who opt for Premium Title Services. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.