Charming waterfront CBS Home in Desirable St. Jude Harbors - Direct Gulf Access! Located at the end of a quiet, dead-end road in St. Jude Harbors and directly across from the protected St. James Creek Preserve, this renovated 2-bedroom, 2-bath split floor plan home offers privacy, boating access, and island charm. Set on a wide 100-foot canal with quick, direct access to Pine Island Sound and the Gulf, the property features 2 docks, an 8,000-lb aluminum boat lift (2019), and a reinforced shoreline with pilings and rip-rap across the entire waterfront. Open water, beaches, and exceptional fishing are just minutes away. Inside, enjoy a Florida room for added living space, luxury vinyl plank flooring throughout, and a newly updated kitchen with appliances (2023). Additional improvements include new vanities, interior paint and trim (2023), a metal roof and added insulation (2021), AC (2019), and an engineered carport (2021). Maintenance-free landscaping and a waterfront pergola provide the perfect setting for relaxing and taking in the sunset views. Tastefully furnished and offered turnkey with strong seasonal rental history. Seller will consider reasonable financing for qualified buyers. Start living the Island lifestyle today!