Welcome to the laid-back, sun-soaked lifestyle of St. James City - where golf carts replace traffic, sunsets are a nightly ritual, and the water is always calling your name. This custom-built waterfront retreat captures the essence of island living with 3 bedrooms, 2 baths, a heated saltwater pool and spa, and the boating access serious anglers and cruisers dream about. Built with durable Hardie board siding and equipped with shutters for all windows, the home blends classic coastal style with added strength and peace of mind. The seawall was redone in 2023, and the composite dock features a 14,000 lb boat lift, covered captain's walk with hard-top roof, plus water and electric - built for effortless days on the water. With quick, direct Gulf access, you're minutes from the legendary fishing grounds of Pine Island Sound and island-hopping to Sanibel, Cayo Costa, and Boca Grande. Life flows seamlessly between indoors and out with a screened-in balcony off the kitchen and great room for breezy dinners and morning coffee, while the open-air front balcony delivers front-row seats to glowing coastal sunsets. Inside, the open-concept main living area is bright and spacious, featuring a kitchen with separate cooktop, vented hood, double wall ovens, stainless appliances, and an oversized walk-in pantry. Two guest bedrooms, a full bath, and a well-appointed laundry room complete this level, with an elevator providing easy access to every floor. The entire top level is dedicated to a private primary retreat with remodeled bath, walk-in shower, custom dual-sink vanity, and a spacious walk-in closet with California-style organization. Downstairs, a rare four-car garage and flexible bonus room with half bath offer ideal space for entertaining, hobbies, or poolside convenience - a true gateway to the island lifestyle.